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Financing affordable housing throughout California

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Featured Project - The Starling is a 70 unit project supporting Seniors 55+ in Oakland by Eden Housing. CCRC was proud to provide a $6,721,000 loan to enable this project.

CCRC is California's premier multifamily affordable housing lender, and responding to California's statewide affordable housing crisis is our business.

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LENDING PRODUCTS

CCRC’s lending products provide term financing for multifamily rental housing throughout California through a taxable mortgage pool and by committing to directly purchase tax exempt bonds. Through various partners and products, we provide CRA eligible lending and investment opportunities.

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OUR IMPACT

CCRC measures its impact through the housing affordability achieved, resident services delivered, and ultimate community benefits observed. CCRC is committed to investing in vulnerable communities throughout California and leveraging its partnerships to create and communicate impact. 

MISSION

CCRC is a reliable and trusted partner dedicated to improving California communities by financing the development and preservation of affordable housing for low-income households.

VISION

CCRC's vision is to be a leading lending organization, driving positive impact and sustainable growth in the communities it serves.

VALUES

  • Integrity: We act with honesty, transparency, and accountability in all our endeavors

  • Community: We prioritize the needs and well-being of the communities we serve. 

  • Advocacy: We advocate for the financial and social needs of low-income households, ensuring their access to affordable housing

  • Responsiveness: We are agile and responsive to the changing needs of our clients and stakeholders.

  • Reliability: We deliver on our commitments and provide dependable services to all of our partners.

  • Trust: We earn the trust of our clients and partners through consistency, reliability, and ethical practices.

CCRC’s theory of change hinges on the notion that access to strategic financing is one of the biggest barriers to affordable housing development and contributes to the continued tightening in the California housing market. Click here to learn more about how we deliver affordable, sustainable, service enriched housing to achieve our impact objectives.

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NEWS CORNER

CCRC Aeris Rating Report Released

Published July 3, 2025

California Community Reinvestment Corporation received its Aeris® Impact Management Rating Report! It is now available for download and review here, with the attached fact sheet available here. To see the rating certificate, see here.

This report speaks to the positive alignment of CCRC to its mission, as well as its strong financial performance, evaluated by an independent third-party experienced with rating CDFIs.

"Aeris Financial Ratings assess capitalization, asset quality, management, earnings, and liquidity—often referred to as a ‘CAMEL’ assessment. The Aeris methodology evaluates financial strength and risk in the context of the community finance sector, and does not use statistically-generated benchmarks due to the limited size of the sector, the wide variety of business models and operating environments."

Thank you to our partners and investors who make CCRC's continued work in vulnerable communities possible! 

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